About Ayushman Bharat Sarbat Sehat Bima Yojana (AB-SSBY)

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Ayushman Bharat - Sarbat Sehat Bima Yojana


Ayushman Bharat - Sarbat Sehat Bima Yojana (AB-SSBY), a flagship state health insurance scheme for the beneficiaires of State of Punjab. AB-SSBY will provide financial protection to 75% population of state of Punjab. It is entitlement based cashless health insurance cover of Rs. 5 Lakh per family per year. Under this scheme, cashless and paperless treatment is available at government and empanelled private hospitals.

The cost of premium for 14.86 lakh SECC beneficiary families shall be borne by Central Govt. and State Govt. in 60:40 ratio. The premium cost of remaining 31.03 lakh beneficiary families shall be completely borne by the State (state treasury & departments).


Category of Beneficiaries Covered under AB-SSBY



Beneficiary Statistics (Total Families: 61 Lakh)

SECC 14.86 Lakh

NFSA Ration Card20.43 Lakh

Construction Worker 2.38 Lakh

Small Traders 0.46 Lakh

J-Form Holder Farmers 4.94 Lakh

Small and Marginal Farmers 2.76 Lakh

Accredited and Yellow Card Journalist 4700

  • A cashless health insurance cover of Rs 5 Lakh per family per year
  • Cashless secondary care & tertiary care treatment (1396 packages) in public & empaneled private hospitals of Punjab & Chandigarh
  • 124 packages reserved for Government Hospitals
  • Entitlement based Scheme
  • Pre-existing diseases are covered and treatment package includes 3 days’ pre-hospitalization and 15 days’ post hospitalization expenditure
  • Beneficiaries can avail health services at empanelled private and government hospitals of Punjab and Chandigarh